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Where you enquire about a home loan, National Seniors Australia Ltd ABN 89 050 523 003 will refer you to Auswide Bank Limited ABN 40 087 650 060 Australian Credit Licence 239686 (Auswide Bank) for the purpose of applying for credit. Auswide Bank is the credit provider. If you are approved for a home loan, National Seniors Australia will receive a referral fee from Auswide Bank of the higher of $150 or 0.30% of the total loan amount. Approval of credit is subject to Auswide Bank's eligibility, lending and credit criteria. Additional eligibility criteria applies to the Home Guarantee Scheme. Fees, charges, terms and conditions apply. National Seniors Australia is not a credit representative of Auswide Bank and is unable to assist you with your credit application.